Our mission
No Indian family should
fight a bank, an insurer
or a registrar alone.
We exist to make sure when something happens, money reaches the people it was meant for — quickly, with dignity, without paperwork breaking the family.
Why we built this
Twenty years inside insurance. One pattern, over and over.
Our founder Nitish Kumar spent two decades inside India's insurance industry — most recently as Founder, Director & CEO of Blue Tree Global Insurance Brokers. He watched families lose money at every step of the claim process: missing nominees, lapsed policies, paperwork rejected on technicalities, claims dragging for 12–18 months.
What he learned: the industry isn't going to fix this from the inside. Banks, insurers and registrars are optimised for their own operations — not for the family standing on the other side of the counter.
“There has to be a service that just does this for families.”
There wasn't. So in 2026, he built it.
What we believe
Four principles. Non-negotiable.
Family-first, always
Every decision is filtered through: will this make a real family's life easier in their hardest moment?
Aligned incentives
We charge one flat fee. No commissions, no success fees, no product upsells. We win only when you renew.
Humans in the loop
Technology speeds us up. But every difficult moment has a named, accountable human expert behind it.
Privacy by design
Your financial life is the most private document you own. Zero-knowledge encryption, Indian data residency, never sold.
The team
A founder. A small team. One promise.
Nitish Kumar
Founder & CEO
20+ years in Indian insurance. Founder, Director & CEO of Blue Tree Global Insurance Brokers. Birla Institute of Management & Technology. Based in Bengaluru.
19 more humans
Engineers, recovery experts, security & compliance
Our specialist experts
Five disciplines.
One family, served whole.
Every recovery is run by experts who already speak the institution's language — banker to banker, lawyer to lawyer. No generalists, no scripted call centres.
Banking experts
Ex-relationship-managers from HDFC, ICICI, SBI & Kotak. They run transmission filings, locker access and dormant-account recovery directly with branch managers they've known for years.
Insurance experts
Two decades inside LIC, HDFC Life, ICICI Pru & Bajaj Allianz. Especially strong on rejected claims — they know which sub-clause to challenge and how to reopen a closed file.
Property experts
Khata conversions, encumbrance certificates, sub-registrar visits, succession transfers. They handle the BBMP, DDA and state-level registrars our members can't reach.
Legal experts
Empanelled estate & succession lawyers across 11 cities. They draft wills, file probate, secure succession certificates and represent families in family-court when needed.
Wealth management experts
SEBI-registered investment advisors. They consolidate scattered MF folios, restructure portfolios after a transmission, and guide families on taxation of inherited assets.
Where we are today
The numbers, year two.
1,000+
Indian families served
₹450Cr+
Family wealth secured
30 days
Avg claim recovery
0
Data breaches, ever
Contact
Talk to a human.
General questions
service@dhansafe.com
Member support
service@dhansafe.com
Security disclosures
service@dhansafe.com
Press & media
service@dhansafe.com
Registered office
WealthGuard Global LLP
1237, First Floor, Sri Sai Crystal, 5th Main, 7th Sector, HSR Layout, Bangalore 560102
CIN: U72900KA2024PTC000000
Join the families who chose readiness
Built for every Indian family. Yours included.
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