Bank-grade · 256-bit
ISO 27001 Certified
When you're not there,
your family won't be lost in paperwork.
One vault for every policy, account and document. So the people who matter most have everything they need — exactly when they need it.
verified_userBecome a DhanSafe memberarrow_forwardfamily_restroomFamily-access flow coming soon
1,000+
Families
organized
₹450Cr+
Assets
secured
30 days
Avg claim
recovery
The quiet crisis
₹1.5 lakh crore of Indian wealth sits unclaimed.
Not because families don't have a right to it — but because they don't know it exists, or where to find the policy, the nominee form, or the right branch to walk into.
63%
of Indian bank accounts have no active nominee on record.
12–18
months
average time a family spends recovering a single insurance claim without help.
7/10
spouses can't list every bank account and policy of their partner.
How it works
Three steps. Then you're done thinking about it.
No annual rituals. No paperwork audits. We watch the gaps for you.
STEP 01
Drop in your documents
Snap a photo or upload PDFs. Our AI reads policy numbers, beneficiaries, and maturity dates automatically.
STEP 02
We audit every gap
Missing nominee? Lapsed policy? Name mismatch on EPF? Our experts review each asset and flag the things that would break a claim later.
STEP 03
schedule~30 daysFamily inherits without friction
When the time comes, a dedicated expert walks your family through Aadhaar verification, claim filing, and asset transfer. They never face a bank queue alone.
The Readiness Score
One number tells you if your family is ready.
We rate every asset on access, nomination, KYC, and recovery ease. Then we don't just show you the score — we fix what's broken.
Readiness
68%
5 fixes to reach 100%
3 bank accounts
2 missing nominees
2 insurance policies
1 lapsed
5 mutual funds
All set · KYC ✓
EPF · 1 account
Linked
- check_circleLive monitoring — score updates when policies lapse or KYC expires.
- check_circleOne-tap fixes — nominee forms, KYC updates, name corrections in-app.
- check_circleHuman review — every document cross-verified by a certified expert.
When it matters most
Claims that take families 18 months now close in 30 days.
A dedicated DhanSafe expert calls within 24 hours of an incident. They coordinate every bank, insurer, and registrar so your family doesn't have to.
With DhanSafeExpert in 24 hrs
Real human, not a chatbot.
Per-asset experts
Bank, insurance, mutual funds, property.
Included in your plan
No success fees. No extra charges. Ever.
Real stories
The families we've already brought home.
“After my husband passed, I was drowning in paperwork. My DhanSafe expert handled everything — insurance, mutual funds, even a denied claim from two years ago. We recovered ₹1.2 crore in just 28 days.”
Meera Patel
Pune · Recovered ₹1.2 Cr · 28 days
“Knowing my wife doesn't have to struggle with bank paperwork in my absence is the biggest relief I've had in years.”
Animesh Sharma
Bengaluru · IT Director, father of two
“I live in Toronto, my parents in Lucknow. DhanSafe is the bridge I didn't know I needed.”
Riya Verma
Toronto · NRI, daughter
Who DhanSafe is for
Three families, one quiet promise.
The breadwinner
You earn for the family. Make sure they can access every rupee without a lawyer.
The recently bereaved
A loved one has passed. We help locate every account and claim what's yours.
The NRI child
Parents in India, you abroad. Coordinate their financial life from any timezone.
One plan. Everything included.
₹2,499 a year.
No commissions. No add-ons.
We don't sell insurance or funds. We don't take a cut of your claims. You pay once a year — and we work only for you.
DhanSafe Membership
Equivalent to ₹208/month · GST extra
Most platforms charge 3–5% of every claim recovered. We don't. Recovery is part of your membership.
What's included
- check_circleUnlimited assets, policies and documents
- check_circleAI extraction with expert review on every doc
- check_circleLive Readiness Score with auto-nudges
- check_circleUp to 5 family members with secure access
- support_agentFull claim recovery in 30 days — dedicated expert, all institutions, no extra cost
- check_circle24/7 priority support
Cancel anytime · One-click data export · Renew when you're ready
Our incentives are aligned with yours.
Because we don't take a cut of your claims, we have no reason to delay them, complicate them, or push products that earn us commission.
Common questions
Answers, plainly.
How fast does DhanSafe actually recover a claim?add
Our average is 30 days from initiation to funds in your family's hands — versus the 12–18 month industry norm. We're able to do this because we coordinate every bank, insurer and registrar in parallel, with experts who handle these institutions full-time. It's part of your membership at no extra cost.
Is my data really safe? Who can see it?add
DhanSafe uses AES-256 encryption with zero-knowledge architecture — meaning even we cannot read the contents of your vault. Only you and the family members you explicitly invite (with Aadhaar verification) can access your documents.
Does my family need a DhanSafe account too?add
No. They simply verify their identity through Aadhaar OTP when accessing your vault. They don't need to install anything, sign up beforehand, or remember a password.
What if I die abroad, or my nominee lives abroad?add
NRI families are a core use case. Our experts handle cross-border power-of-attorney, FEMA compliance, and inheritance certificates so your nominees never need to fly in for paperwork.
How do you make money if you don't sell products?add
A simple yearly membership: ₹2,499/year, all-in. No commissions, no claim fees, no kickbacks, no upsells. That's the whole revenue model — which means our interests stay aligned with yours.
What documents should I upload to start?add
Anything you have. Insurance policy PDFs, bank statements, mutual fund statements, PF passbook, property papers. Our AI will read them and ask only for what's missing.
Can I cancel anytime?add
Yes — anytime, with a one-click export of every document you've uploaded. We never hold your data hostage.
Built with India's trust standards
30-day promise
Claim recovery
UIDAI Bridge
Aadhaar-secured
DPDP Act
India-compliant
It takes 12 minutes · Recovery in 30 days
Your family will thank you for the afternoon you spent today.
Don't leave your legacy to chance, lawyers, or memory. Set up your vault in one quiet afternoon.
smartphoneBecome a DhanSafe member₹2,499/year · Recovery included · Cancel anytime